The Commonwealth Fund report shows older Americans experience significantly higher healthcare costs due to Medicare's cost-sharing requirements, leading to skipped or delayed care.
While traditional Medicare covers the majority of older Americans, it lacks essential benefits such as vision and dental, leaving many underserved and navigating high out-of-pocket expenses.
Medicare Advantage aims to fill these gaps but faces criticism for being costly and denying necessary care, raising concerns about the effectiveness of private insurance in healthcare.
Compared to ten other developed democracies, the U.S. has alarming rates of older adults delaying care for cost reasons, highlighting the need for comprehensive healthcare reform.
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