"With peak shopping times like Black Friday and Cyber Monday approaching, both browsing time and spending are likely to rise as consumers shop for seasonal upgrades (ie. clothes, home decor, etc.) and holiday gifting," says Janelle Sallenave, Chime's chief spending officer.
"Social media has made shopping a spontaneous, almost instinctual experience for many," says Janelle Sallenave, Chime chief spending officer.
More than 1 in 4 holiday shoppers (27 percent) say they plan to go into debt this season by carrying a credit card balance or using a buy now, pay later service.
Nearly 1 in 4 of them (24 percent) were influenced by social media, showing its powerful role in driving impulse purchases.
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