The article discusses two credit card options for homebuyers: the Rocket Visa Signature® Card and the Bilt Mastercard®. The former provides 5% cash back on purchases if rewards are redeemed for down payments and closing costs with Rocket Mortgage. Meanwhile, Bilt Rewards offers points for homebuyers when using eXp Realty agents. However, both cards have restrictions limiting their benefits to specific companies, and alternative cash-back cards without such limitations may be better for those not using these services.
The Rocket Visa Signature® Card offers a 5% cash back option specifically for Rocket Mortgage down payments, serving a targeted benefit for homebuyers.
Bilt Rewards allows members to earn points toward a new home purchase, but the offer is limited to transactions through eXp Realty agents, which restricts flexibility.
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