The recent overhaul of the SSA.gov portal simplifies access to Social Security benefits for millions, crucial for both current beneficiaries and future claimants looking to understand their entitlements.
For those who created an online my Social Security account before Sept 18, 2021, it is essential to navigate the new login options carefully, whether using Login.gov or ID.me.
Claiming benefits requires strategic consideration; claiming early at 62 reduces your benefits by up to 25%, affecting potential income for non-working spouses as well.
Understanding the nuances of when to claim Social Security is vital, especially since claiming early can also impact earnings and benefits related to wages and commissions.
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