I am planning on retiring well before I turn 62 but am worried how it will impact my Social Security - how can I be sure?

"Not only will one not have Social Security immediately off the bat if you retire, say in your late 50s, but you'll also likely see an even smaller social security benefit once you turn 62."

"I'd argue that there's also a degree of risk in waiting out until you can receive maximum benefits. Most notably, if you're already encountering health issues that are making it challenging to keep working into your mid-60s..."

"If you can work around the smaller (perhaps much smaller) social security payment you'll eventually receive, either by adjusting your lifestyle or shifting your portfolio into higher-yielding assets..."

Read at 24/7 Wall St.