"Happy Birthday: Keep money and emotions separate. A moderate, disciplined attitude regarding financial and domestic matters will help you lower your overhead, leaving room for what matters to you."
"Stick to basics. A last-minute plan will put you in a vulnerable position. Research is essential if you want to make the right choice. Use your intelligence and make smart money and health choices."
"Keep your eye on what's unfolding, and be ready to take charge and do whatever is necessary to preserve your rights and prospects. Anger is not the answer; reasonable action and common sense will help you get what you want."
"Get familiar with something or someone who interests you, and you will discover how to use what you find out to help you get ahead personally or professionally."
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