"Retirees must suddenly switch to making sure that money lasts for nearly 30 years or even longer. When you retire, it's no longer about building net worth; it's all about cash flow."
"With research and discipline, someone in their 20s or 30s can ride out the ups and downs of the stock market for a few decades and gradually build a seven-figure retirement stash."
"The challenge is to balance withdrawals from taxable and nontaxable money against when and how to claim Social Security, collect any pension, liquidate real estate, and other assets."
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