Seriously, get and use a credit card. There are 5 big reasons they're better

The rise of credit cards in the 1950s and 1960s has transformed financial practices in America, with 82% of adults reportedly using them. They enable consumers to manage large expenses through installments, bolstering economic growth. Credit cards also provide better fraud protection compared to debit cards, which can lead to immediate withdrawal of funds and increased risks for users. Cash back offers can reward users significantly, but responsible usage is crucial to avoid pitfalls associated with debt.

Credit cards have become a cornerstone of American financial life, with 82% of adults using them as an essential tool for managing expenses and making larger purchases.

Secured by fraud protection, credit cards are a safer option compared to debit cards. Immediate deduction of funds from debit transactions poses greater financial risks for consumers.

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