The article discusses the aftermath of holiday overspending, where many find their financial situation strained. A survey by Experian revealed that nearly two-thirds of people believe they overspend during this festive time. To combat such financial strain, the article outlines ten strategies, emphasizing the importance of setting clear financial goals, creating a budget, and assessing past spending. These steps allow individuals to regain control of their finances, build savings, and develop a strategy for managing any debt accrued during the holidays, ultimately shaping better financial habits for the upcoming year.
Nearly two-thirds of respondents in a recent holiday spending survey believe they spend too much during the holidays, highlighting the common financial struggles post-holiday season.
Setting clear financial goals, tracking spending, and establishing a budget are crucial steps to recover from holiday overspending and prepare for the new year.
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