The U.S. mortgage industry recently had to remind itself of this fact when a CNN analysis found that the nation's largest credit union, Navy Federal, has the widest disparity...
The practice wasn't outlawed until 1968, and ongoing research at the University of California, Berkeley, School of Public Health finds that redlining affects non-white communities...
The report suggests that the mortgage industry may be neglecting its duty to offer all applicants fair access to loans.
The Federal Reserve's Consumer Compliance Handbook observes that evidence of discriminatory intent is not necessary to establish that a lender's adoption or implementation of a policy or practice...
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