"Housing affordability is a significant problem in Canada but not one that can be fixed by raising or lowering interest rates," Macklem said during a speech in Montreal.
"One of the key takeaways from the Bank of Canada's January 2024 Monetary Policy Report is that shelter inflation is likely to be the single most important driver of year-over-year price growth in the first half of 2024," wrote Bartlett in a research note.
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