"Rate changes are driven by increased costs and risk and are necessary for State Farm General to deliver on the promises the Company makes every day to its customers."
"Higher home values and repair costs coupled with more frequent, severe weather lead to higher payments to help customers recover, so we need to adjust rates to better reflect the cost of protecting our customers."
"The drying out of the US Southwest since 1980 has created so much kindling that too many landscapes are ready to explode. The planet is warming rapidly, which increases the desiccation of vegetation and establishes near impossible conditions in which to fight fire."
"Forest management in California-including a misplaced focus on fire suppression for more than a century-has also been responsible for the negative trend in wildfire activity."
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