Three Reliable Monthly Dividend Funds Retirees Will Love

"When retirement is on the horizon, generating more income is the name of the game, and investors are increasingly looking to dividend ETFs to fill this void. By investing in dividend funds, you allow the pros to cherry pick holdings for you so that you don't have to spend your time researching a sea of individual dividend stocks. With thousands of equity ETFs to choose from, the task of narrowing down the field of those that pay steady dividends can be daunting."

"We've identified a trio of reliable monthly dividend ETFs for retirees to consider when looking to bolster their income streams. They include the JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), the Schwab U.S. Dividend Equity ETF (SCHD) and the Vanguard High Dividend Yield ETF (VYM). These three funds offer plenty of diversification so that retirees aren't putting all of their eggs into a single sector basket."

"They also provide a mix of monthly and quarterly distributions, meaning that the checks are likely to keep coming to bridge any gaps and make retirement income a bit more predictable. If stock market performance in 2025 is any indication, then volatility won't be going away any time soon. As a result, dividend income has become an increasingly important part of any investor's portfolio, especially when retirement is near. According to a recent Gallup poll, more than half (60%) of investors worry about stock market volatility."

When retirement approaches, generating more income becomes crucial and investors increasingly use dividend ETFs to fill that need. Dividend funds allow professional selection of holdings, reducing the need to research many individual dividend stocks. A trio of reliable ETFs for retirees includes JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Schwab U.S. Dividend Equity ETF (SCHD), and Vanguard High Dividend Yield ETF (VYM). These funds provide diversification, a mix of monthly and quarterly distributions, and more predictable income streams. Market volatility remains a concern, with about 60% of investors worried, increasing the appeal of dividend income.

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