This week, several major lenders in Britain, including NatWest and Barclays, cut mortgage rates, with offerings now featuring sub-4% deals for borrowers.
NatWest introduced the cheapest five-year fixed-rate mortgage currently available at 3.71%, albeit with a sizable deposit of at least 40%, plus a fee.
HSBC's mortgage rate reductions include a notable 3.84% on a 60% loan-to-value product and 3.99% for 70% and 75% LTV ranges, enhancing affordability.
Barclays reissued new mortgage products alongside rate reductions, offering a competitive rate of 4.05% for first-time buyers with a 25% deposit.
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