The Redditor should consider how much risk they want to incur. Chances are the Redditor has some mutual funds or ETFs. Reviewing those funds can help you gauge which ones still align with your risk tolerance.
Each person has a different risk tolerance, and it's good to start the conversation around how much risk the Redditor can handle. Some people happily put their money into the latest cryptocurrency, while others can't think of straying away from their high-yield savings accounts.
Focusing on fixed-income instead of equities can make sense as you get older, but you shouldn't rush to abandon stocks. Retiring early is possible, and may be easier than you think.
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