One of the OP's first suggestions had to do with changing auto insurance providers. The OP suggested shopping around at least once per year to make sure you're getting the best rates. He said he has done this personally and saved himself $1,300. This advice makes good sense, especially as some insurance companies actually charge people more if they think they aren't likely to shop around.
The OP advised looking for ways to reduce monthly bills as well. He suggested an app called BillChecker.org which allows you to check your bills monthly to find ways to save. The app is free, but you can also look through your credit card statements to see if there are streaming services you aren't using or other potential expenses you can cut.
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