Living paycheck-to-paycheck creates disadvantages, limiting dreams due to wealth dictating education and environment, starting a vicious cycle of poverty.
Racial and gender disparities worsen wealth gaps, housing instability, lack of healthcare access, credit disparity, and a weakened education system, hindering big dreams for many Americans.
Banking deserts affect 14% rural, 66% suburban, and 20% urban areas, disproportionately impacting majority Black, Latinx, and Indigenous populations. Limited broadband access further exacerbates financial exclusion.
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