Only one-third (36%) consider themselves confident in their financial literacy, which might affect their ability to achieve money-related goals set for the new year.
Seventy-seven percent of respondents said a high cost of living prevents them from saving more, highlighting the financial challenges many face today.
Almost half (42%) of Americans saving for retirement do so with a basic 401k scheme, indicating a lack of knowledge about better options available.
Nearly 60% of Americans feel insecure in their retirement plans, underlining the need for better financial education and tailored planning.
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