"I do feel really guilty... I don't have a choice really," the mother admitted, reflecting the emotional burden of considering using her children's gift money for herself.
"Give yourself a hard deadline for repayment and don't let it slide - otherwise it'll always be 'oh, I'll do it next month' and you'll have stolen their money," advised a forum member, highlighting the importance of accountability.
"What if they wanted to use it in January? You'd have to tell them what you'd done then," suggested a critic, emphasizing the potential repercussions of borrowing from her children's savings.
"You're not the first and definitely won't be the last," one commenter reassured her, reflecting the shared struggles many parents face in financial dilemmas.
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