A Reddit user expressed boredom with managing multiple credit cards despite successfully maximizing rewards with seven cards, including those with 5% cashback and one that offers 6% back on groceries. He contemplates the need for a simpler financial strategy, like a cashback card, while considering future investments for enhanced loyalty rewards. Users can continue optimizing credit cards if they enjoy it, as maintaining no-fee cards provides benefits with little downside. The thread prompts advice on balancing enjoyment and practicality in credit card use.
The Reddit user, despite having found lucrative credit card options, expresses boredom with managing multiple cards, contemplating a switch to simpler cashback strategies.
Maintaining rewards by using a number of no-fee cards can be enjoyable, and it's worth the hassle for those who thrive on card optimization.
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