#spending-discipline

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Podcast
from24/7 Wall St.
12 hours ago

I earn thousands yearly from credit card rewards: should I count them as income in my budget?

Credit card rewards are rebates on spending already planned, not new income, so they should not be budgeted as income.
Bootstrapping
from24/7 Wall St.
6 days ago

Money Lessons From the NFL Millionaire Who Drove a Camry His Rookie Year

Build savings first, target passive income using conservative withdrawal rates, and limit early spending to one indulgence to preserve wealth long term.
from24/7 Wall St.
3 months ago

Suze Orman Says You Need to Eliminate 100% Of These Expenses Before You Retire

According to Orman, it is critical for everyone to eliminate 100% of their bills with mandatory monthly payments. Whether it is your home mortgage, a car note, credit card debt, or student loan payments, it is essential that you get rid of those payments first before you retire. When you are retired, you are essentially living on a fixed income.
Retirement
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