#pension-funds

#pension-funds

Nearly nine in 10 higher-risk pension funds have failed to match the performance of the FTSE 100 over the past five years, according to new analysis that raises fresh concerns about retirement outcomes for millions of savers. Research by Investing Insiders examined almost 13,000 personal and workplace pension funds holding more than £1tn in assets between December 31, 2020 and December 31, 2025. Funds in the medium-high and high-risk categories were benchmarked against the FTSE 100 over the same period.

A former minister has warned the prime minister could face a "mass rebellion" if the government waters down promised reforms of the leasehold system in England and Wales. Justin Madders told the BBC Labour must stick to its pledge to cap ground rents - an annual fee leaseholders must pay to their freeholder. Labour's election manifesto promised "to tackle unregulated and unaffordable ground rent charges" but there are concerns the government may row back on a cap because of the potential impact on pension funds.

Bernard Doyle, at 73 years old, was astounded to discover in 2020 that there were insufficient funds in his pension account after following investment advice.

I really object having to hand money over knowing that it's going to be used in ways that are reckless, that are damaging my children's chances of a livable future, let alone my grandchildren.

When considering retirement options, it's essential for individuals to evaluate their long-term financial health rather than following traditional advice blindly. A lump sum may not always be the best choice.

The commitment is subject to fiduciary duty and consumer duty, meaning investments will prioritize return over patriotic sentiment unless government structures align favorably.

Elon Musk's choice to become a political figure rather than a customer-focused leader has compromised the Tesla brand, according to Lehigh County controller Mark Pinsley.