Highly leveraged loans on the GSEs' books are a real fiscal danger, Calabria argues
The discussion emphasizes the rising concerns regarding the risks associated with high debt-to-income ratios in mortgage lending, especially among government-sponsored enterprises.
Fannie Mae and Freddie Mac announce "Mission Index"
Fannie Mae and Freddie Mac have released their Mission Index, updating their single-family social bond framework to better communicate their goals to stakeholders and investors.
Freddie Mac updated its single-family social bond framework and Fannie Mae launched its single-family social bond framework, both aimed at supporting access to credit and affordable housing.
Highly leveraged loans on the GSEs' books are a real fiscal danger, Calabria argues
The discussion emphasizes the rising concerns regarding the risks associated with high debt-to-income ratios in mortgage lending, especially among government-sponsored enterprises.
Fannie Mae and Freddie Mac announce "Mission Index"
Fannie Mae and Freddie Mac have released their Mission Index, updating their single-family social bond framework to better communicate their goals to stakeholders and investors.
Freddie Mac updated its single-family social bond framework and Fannie Mae launched its single-family social bond framework, both aimed at supporting access to credit and affordable housing.
Locked out of the US housing market? Here's how to win 'revenge' in the meantime
Investing in mortgage-backed securities can be a lucrative opportunity hidden from most investors.
How technology can help mortgage lenders combat repurchase risk
Individual mortgages are bundled into mortgage-backed securities (MBS) and sold to investors on the secondary market. If mortgages in an MBS default, there is repurchase risk.
Emerging technologies such as AI, machine learning, and predictive analytics are being used to reduce repurchase risk and improve confidence in mortgages.