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#housing-affordability #mortgage-rates #mortgage-backed-securities #fha-mortgage-insurance
Real estate
fromwww.housingwire.com
15 hours ago

Morgan Stanley on how Trump policies affect housing affordability

GSE MBS purchases and targeted policy measures have modestly tightened spreads; combined actions could lower mortgage rates by about 50 basis points.
#housing-affordability
fromwww.housingwire.com
1 day ago
Real estate

Trump to outline housing affordability proposals at Davos

Legislative measures to restrict institutional homebuyers face high Senate vote thresholds, while industry groups support affordability-focused proposals and recommend FHA, GSE reforms.
fromwww.housingwire.com
1 month ago
US politics

An action plan for condo affordability

Eliminate the 75-basis-point condo LLPA and expand GSE/FHA condo eligibility to restore condominium affordability and first-time buyer access.
more#housing-affordability
Real estate
fromwww.housingwire.com
2 months ago

Experts debate GSEs' role in reducing mortgage rates

Allowing GSEs to expand retained portfolios and buy MBS when mortgage–Treasury spreads exceed 170 bps could lower mortgage rates and stabilize MBS prices.
fromwww.housingwire.com
3 months ago

Trade groups push plan to let GSEs buy MBS to ease mortgage rates

The idea relies on amending the Preferred Stock Purchase Agreements (PSPA) to enable the GSEs to purchase up to $300 billion of their own MBS and Ginnie Mae MBS when the spread between the 30-year mortgage rate and the 10-year Treasury exceeds 170 basis points The proposal was outlined in a letter sent by the Community Home Lenders of America (CHLA) and the Independent Community Bankers of America (ICBA) to the Treasury Secretary Scott Bessent and the Federal Housing Finance Agency (FHFA) Director Bill Pulte.
US politics
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