Meg's bank charges a $15 monthly fee unless she makes 5 debit card transactions a month. She prefers to use her credit card for rewards, not her debit card. Once a month, when her local supermarket isn't busy, she buys 5 bananas in 5 individual transactions at self-checkout. She doesn't make the rules but she makes the rules work for her.
I've been on over 20 cruises in the last 10 years, and always have another one on the horizon. Over the years, I've accumulated an array of helpful travel tips, but my favorite hacks go beyond the usual advice like downloading the cruise line's app and packing a lanyard. Here are five unconventional cruise tips I swear by that make life on board easier, more comfortable, and more cost-effective.
For example, Jake Wilkinson and his partner, Megan, liked their living room's bay window and central fireplace - but they weren't keen on the fact that the original fireplace had been replaced with a faux gas one. They also weren't in love with the "awful '80s patterned carpet" or the textured ceiling (with the exception of the lovely ceiling medallion). "It hadn't been changed since the 1980s from the previous owner," Jake says of the overall vibe of the room.
Three in 10 UK SMEs fear losing up to £20,000 due to Trump's new trade tariffs, making energy savings essential. Business energy experts recommend conducting energy audits to find savings.
Buying pre-owned kitchen appliances is also eco-friendly. According to the Environmental Protection Agency (EPA), about 75.9% of small appliance waste ended up in landfills in 2018.
Aldi's efficiencies come from minimal staffing and no-frills shopping, utilizing original packaging and massive barcodes for faster transactions, enabling lower prices for consumers.
The 'decision, driven by demonstrably false and misleading claims, directly contradicts the Administration's goals of cutting waste, improving efficiency, and reforming failing IT programs.'
