Should You Collect Social Security at 62 or Wait Until 70?
Starting Social Security earlier permanently reduces monthly benefits; waiting increases monthly benefits up to age 70—choice depends on health, finances, and Full Retirement Age.
Suze Orman vs. Dave Ramsey on Social Security: Who's Right?
Claiming Social Security early can outperform delayed benefits for some, but the right choice depends on life expectancy, spousal benefits, taxes, debt, and risk tolerance.