After President Biden exited the presidential race and endorsed Vice President Harris, her policy plans on housing quickly faded when she lost to Donald Trump. This gave rise to speculation about Trump's potential housing policies, particularly concerning tariffs and their impact on homebuilders. In his first major speech to Congress, Trump provided limited mention of housing issues, suggesting they might not feature prominently in his second term. As discussions continue regarding agencies like HUD and the CFPB, significant changes in housing policy seem unlikely in the immediate future, with regulatory influences expected to guide the landscape.
The current housing policy landscape will evolve based on executive actions from HUD and FHFA, with GOP lawmakers potentially influencing changes to the CFPB's regulatory approach.
Biden's exit from the presidential race and Harris's defeat mean potential shifts in housing policy have been sidelined, with speculation now surrounding Trump's administration.
Trump’s first speech to Congress indicated that housing policy is not a top priority; concerns about mortgage rates received minimal attention compared to other initiatives.
As housing affordability was overlooked in Trump’s joint-session address, significant housing policy moves appear unlikely, reinforcing the need for attention from regulatory agencies.
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