These disabled people tried to play by the rules. It cost them their federal benefits
Briefly

The thing that got Karen Williams into trouble was that she tried to do the responsible thing and bought a life insurance policy that would pay for her funeral...often with dire consequences.
Williams, who is disabled and doesn't work, relied upon a little-known federal assistance program…to help them pay for rent, food, medicine and other everyday needs.
For Williams, the cash value of her policy along with the $260 she had saved in her checking account pushed her over SSI's $2,000 limit on how much a recipient is allowed in savings and other assets.
The penalty was stiff: Williams was kicked off SSI, her primary source of income, and told by Social Security to pay back two years of benefits totaling $20,385.
Read at www.npr.org
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