Soaring insurance premiums are prompting people to search for better deals despite their usual loyalty to one carrier. Premiums have surged, with car insurance costs jumping over 20% and home insurance also rising rapidly, often masked in mortgage payments. Price variations among insurers are substantial; customers can encounter significant savings by switching companies.
Customers are discovering they can save hundreds or even thousands of dollars annually by shopping around for insurance. Despite general cost increases driven by factors like repair expenses and climate-related damage, the price disparity among carriers is substantial. People like Andy Palen, experiencing $500 hikes with no claims, exemplify the need to seek better options.
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