4 Simple Strategies To Lower the Cost of Your Homeowners InsuranceHomeowners must obtain insurance coverage before closing, as required by mortgage lenders.
Does spray foam insulation really prevent you getting a mortgage? We asked four major mortgage lendersSpray foam insulation can impact property value and mortgage eligibility, highlighting the need for careful consideration before installation.
2 home insurance companies given green light to increase rates in CA, impacting 660K customersHome insurance rates are set to rise in California, impacting 660,000 homeowners.
How climate change is reshaping home insurance in California and the rest of the U.S.Wildfires in Los Angeles could lead to unprecedented insurance rate increases due to escalating climate change costs. Their total destruction could reach $275 billion.
How to tell if your home is in a fire zone before buyingCalifornia wildfires are prompting evacuation orders and a state of emergency, exacerbated by climate change effects.Ownership in high-risk areas leads to insurance struggles for many Californians.
Insurance commissioner rejects State Farm's request for 22% emergency rate hikeCalifornia's insurance commissioner denied State Farm's emergency rate hike request amid concerns of its financial accountability and justification for increased premiums.
California to require insurers to increase home coverage in wildfire-prone areasCalifornia mandates insurers to cover wildfire-prone areas, aiming to expand insurance availability despite concerns about potential premium increases. It's a significant shift in regulation.
California's home insurance prices set to soarCalifornia's home insurance is among the cheapest, despite high risk from wildfires, leading insurers to drop coverage for many homeowners.
2 home insurance companies given green light to increase rates in CA, impacting 660K customersHome insurance rates are set to rise in California, impacting 660,000 homeowners.
How climate change is reshaping home insurance in California and the rest of the U.S.Wildfires in Los Angeles could lead to unprecedented insurance rate increases due to escalating climate change costs. Their total destruction could reach $275 billion.
How to tell if your home is in a fire zone before buyingCalifornia wildfires are prompting evacuation orders and a state of emergency, exacerbated by climate change effects.Ownership in high-risk areas leads to insurance struggles for many Californians.
Insurance commissioner rejects State Farm's request for 22% emergency rate hikeCalifornia's insurance commissioner denied State Farm's emergency rate hike request amid concerns of its financial accountability and justification for increased premiums.
California to require insurers to increase home coverage in wildfire-prone areasCalifornia mandates insurers to cover wildfire-prone areas, aiming to expand insurance availability despite concerns about potential premium increases. It's a significant shift in regulation.
California's home insurance prices set to soarCalifornia's home insurance is among the cheapest, despite high risk from wildfires, leading insurers to drop coverage for many homeowners.
Florida Insurers Have Paid Just Half of Claims From Hurricanes Milton and Helene-Home Insurance CEO Explains WhyFlorida home insurance claims from Hurricanes Milton and Helene reveal only half paid, but context of claim closures matters.
Find out the average price of home insurance in your county, and how much it increased since 2022Home insurance costs in Broward and Miami-Dade counties rose less than in other parts of Florida, providing some relief for local homeowners.
Hurricane Helene was less horrific than Floridians feared. But Sunshine State homeowners still face an insurance crisis.Hurricane Helene highlighted ongoing issues with home insurance in Florida, where costs have surged amid extreme weather, pressuring many residents to relocate.
This State Leads the Nation for High-Priced Home InsuranceRising home insurance prices are significantly impacting homeowners, especially in states like Florida.
Florida Insurers Have Paid Just Half of Claims From Hurricanes Milton and Helene-Home Insurance CEO Explains WhyFlorida home insurance claims from Hurricanes Milton and Helene reveal only half paid, but context of claim closures matters.
Find out the average price of home insurance in your county, and how much it increased since 2022Home insurance costs in Broward and Miami-Dade counties rose less than in other parts of Florida, providing some relief for local homeowners.
Hurricane Helene was less horrific than Floridians feared. But Sunshine State homeowners still face an insurance crisis.Hurricane Helene highlighted ongoing issues with home insurance in Florida, where costs have surged amid extreme weather, pressuring many residents to relocate.
This State Leads the Nation for High-Priced Home InsuranceRising home insurance prices are significantly impacting homeowners, especially in states like Florida.
Urgent fire warning to anyone who owns an air fryerAir fryers are linked to a rise in costly home insurance claims due to fire hazards.
Solar panels lead to insurance headaches for some Canadians | CBC NewsHomeowners face insurance challenges when adopting green technologies like heat pumps and solar panels, potentially hindering climate initiatives.
Urgent fire warning to anyone who owns an air fryerAir fryers are linked to a rise in costly home insurance claims due to fire hazards.
Solar panels lead to insurance headaches for some Canadians | CBC NewsHomeowners face insurance challenges when adopting green technologies like heat pumps and solar panels, potentially hindering climate initiatives.
What to expect in 2025: Securing customer insurance in a volatile real estate marketRising insurance costs and natural disasters will transform the real estate landscape in 2025, impacting affordability and market dynamics.
America's home insurance problem is set to intensifyPrivate home insurers are dropping customers, exacerbating risks for homeowners in areas prone to natural disasters.
Home insurance premiums are projected to skyrocket up to 14% this year in these 13 states as climate change causes an 'insurance crisis'Climate change is increasing the severity of natural disasters, leading to a rising home insurance crisis in many states.
The housing market's home insurance shock, as told by an interactive mapHome insurance premiums in the U.S. have risen sharply, particularly in disaster-prone areas, driven by high reinsurance costs and increasing housing expenses.
Is anywhere safe from hurricanes? The 10 states with the lowest risk of damageHurricane Helene exemplifies the growing threat of deadly storms exacerbated by climate change, resulting in widespread destruction and loss.
Buying a home in one of these 9 climate-risk states? Here's how to deal with spiking home insurance rates from someone who lives in oneClimate change is significantly impacting home insurance prices, particularly in states with high natural disaster risks.
What to expect in 2025: Securing customer insurance in a volatile real estate marketRising insurance costs and natural disasters will transform the real estate landscape in 2025, impacting affordability and market dynamics.
America's home insurance problem is set to intensifyPrivate home insurers are dropping customers, exacerbating risks for homeowners in areas prone to natural disasters.
Home insurance premiums are projected to skyrocket up to 14% this year in these 13 states as climate change causes an 'insurance crisis'Climate change is increasing the severity of natural disasters, leading to a rising home insurance crisis in many states.
The housing market's home insurance shock, as told by an interactive mapHome insurance premiums in the U.S. have risen sharply, particularly in disaster-prone areas, driven by high reinsurance costs and increasing housing expenses.
Is anywhere safe from hurricanes? The 10 states with the lowest risk of damageHurricane Helene exemplifies the growing threat of deadly storms exacerbated by climate change, resulting in widespread destruction and loss.
Buying a home in one of these 9 climate-risk states? Here's how to deal with spiking home insurance rates from someone who lives in oneClimate change is significantly impacting home insurance prices, particularly in states with high natural disaster risks.
'Eircode lottery' leading to massive differences in cost of home insuranceHome insurance premiums can vary significantly based on location, influenced by risks like burglary and flooding, with costs differing by up to 62%.
New proposal could help Californians in high-risk fire areas get their insurance backThe new proposal in California aims to help homeowners in fire-prone areas by allowing insurers to use new catastrophe modeling to write more policies.
2 charts show how LA's homeowners are caught in a messy insurance market as wildfires hit the areaThousands of homeowners in LA County are facing coverage issues in a volatile insurance market due to climate-related risks and insurer withdrawal.
What the Los Angeles fires might mean for the Bay Area home insurance marketCalifornia's home insurance market is facing heightened risks from wildfires, potentially leading to fewer coverage options and increased premiums for homeowners.
California will require insurance companies to offer coverage in wildfire zonesInsurance companies must provide coverage in high-risk fire areas to continue operations in California.
1 in 10 Los Angeles homes don't have insurance, says one estimateAbout 10% of Los Angeles homeowners lack insurance, reflecting a troubling statewide trend amidst rising premiums and wild risk.Wildfire risks are driving insurers away, complicating access to affordable home insurance across California.
New proposal could help Californians in high-risk fire areas get their insurance backThe new proposal in California aims to help homeowners in fire-prone areas by allowing insurers to use new catastrophe modeling to write more policies.
2 charts show how LA's homeowners are caught in a messy insurance market as wildfires hit the areaThousands of homeowners in LA County are facing coverage issues in a volatile insurance market due to climate-related risks and insurer withdrawal.
What the Los Angeles fires might mean for the Bay Area home insurance marketCalifornia's home insurance market is facing heightened risks from wildfires, potentially leading to fewer coverage options and increased premiums for homeowners.
California will require insurance companies to offer coverage in wildfire zonesInsurance companies must provide coverage in high-risk fire areas to continue operations in California.
1 in 10 Los Angeles homes don't have insurance, says one estimateAbout 10% of Los Angeles homeowners lack insurance, reflecting a troubling statewide trend amidst rising premiums and wild risk.Wildfire risks are driving insurers away, complicating access to affordable home insurance across California.
State takes final step to fix California's troubled home insurance marketCalifornia implements new regulation allowing higher insurance premiums to cover reinsurance costs in an effort to stabilize the home insurance market.
A home insurance drone spied on my house, then my premium was hiked - could your policy be at risk too?Insurance companies increasingly use aerial surveillance like drones to inspect homes, impacting policies.Homeowners question the accuracy and intrusiveness of aerial images influencing insurance decisions.
The Grueling Reality of Filing a Home Insurance Claim-Warts and AllDocument damage immediately with photos before making repairs to aid the insurance claims process.Seek a professional roof inspection after severe weather to assess potential hidden damages.
A home insurance drone spied on my house, then my premium was hiked - could your policy be at risk too?Insurance companies increasingly use aerial surveillance like drones to inspect homes, impacting policies.Homeowners question the accuracy and intrusiveness of aerial images influencing insurance decisions.
The Grueling Reality of Filing a Home Insurance Claim-Warts and AllDocument damage immediately with photos before making repairs to aid the insurance claims process.Seek a professional roof inspection after severe weather to assess potential hidden damages.
Homeowners are paying more for insurance and taxes than their mortgages, study showsHomeowners are increasingly burdened by insurance and property taxes, often paying more than their mortgage.32% of average mortgage payments now go to taxes and insurance, the highest since 2014.
Home Insurance: Is a Large Deductible With Lower Premiums Better Than a Small Deductible With Higher Premiums?Homeowners should carefully consider deductibles and premiums when choosing insurance, with factors like location impacting the decision.
How to File a Home Insurance Claim in the Wake of a Hurricane or Other CatastropheHomeowners need to understand the insurance claim process to effectively recover funds after property damage from disasters like Hurricane Helene.
Homeowners are paying more for insurance and taxes than their mortgages, study showsHomeowners are increasingly burdened by insurance and property taxes, often paying more than their mortgage.32% of average mortgage payments now go to taxes and insurance, the highest since 2014.
Home Insurance: Is a Large Deductible With Lower Premiums Better Than a Small Deductible With Higher Premiums?Homeowners should carefully consider deductibles and premiums when choosing insurance, with factors like location impacting the decision.
How to File a Home Insurance Claim in the Wake of a Hurricane or Other CatastropheHomeowners need to understand the insurance claim process to effectively recover funds after property damage from disasters like Hurricane Helene.
At the debate, Harris made climate change a pocketbook issueHome insurance loss and soaring costs linked to climate change are affecting homeowners nationwide.Vice President Harris emphasizes the urgent need for action against climate change's financial impacts.
Banks Are Finally Realizing What Climate Change Will Do to HousingExtreme weather impacts property values and mortgage approvals, highlighting the importance of climate mitigation financing.
Romania's Galati County devastated by severe floodingSevere flooding in Galati County, Romania, has resulted in at least seven deaths and widespread destruction of homes due to heavy rainfall.
Home insurance premiums could soon stabilizeHome insurance premiums are stabilizing despite prior sharp increases and ongoing risk factors.
At the debate, Harris made climate change a pocketbook issueHome insurance loss and soaring costs linked to climate change are affecting homeowners nationwide.Vice President Harris emphasizes the urgent need for action against climate change's financial impacts.
Banks Are Finally Realizing What Climate Change Will Do to HousingExtreme weather impacts property values and mortgage approvals, highlighting the importance of climate mitigation financing.
Romania's Galati County devastated by severe floodingSevere flooding in Galati County, Romania, has resulted in at least seven deaths and widespread destruction of homes due to heavy rainfall.
Home insurance premiums could soon stabilizeHome insurance premiums are stabilizing despite prior sharp increases and ongoing risk factors.
5 Immediate Things You Should Do If Your House FloodsBe prepared for flooding by knowing the necessary protective steps to safeguard health and property.
5 Things Nearly Everyone Gets Wrong About Their Home Insurance PolicyHomeowners often misunderstand their insurance policies, thinking all disasters are covered, which can lead to devastating financial consequences after events like Hurricane Helene.
5 Immediate Things You Should Do If Your House FloodsBe prepared for flooding by knowing the necessary protective steps to safeguard health and property.
5 Things Nearly Everyone Gets Wrong About Their Home Insurance PolicyHomeowners often misunderstand their insurance policies, thinking all disasters are covered, which can lead to devastating financial consequences after events like Hurricane Helene.
Essential Insurance for New Build Loft Conversions: A Guide by Loft Conversion SpecialistsLoft conversions require specific insurance considerations to avoid financial vulnerabilities during construction and afterward.
Home insurance is clobbering consumers. Yet it's barely counted as Inflation.Skyrocketing home insurance rates due to increasing risks and costs create a hidden housing crisis for homeowners.
Butte County Residents Hard Hit by the Park Fire Struggle to Recover Without Insurance | KQEDCalifornia faces rising insurance costs amidst devastating wildfires, leaving many homeowners unprotected and financially vulnerable in rural areas like Butte County.
Home insurance is clobbering consumers. Yet it's barely counted as Inflation.Skyrocketing home insurance rates due to increasing risks and costs create a hidden housing crisis for homeowners.
Butte County Residents Hard Hit by the Park Fire Struggle to Recover Without Insurance | KQEDCalifornia faces rising insurance costs amidst devastating wildfires, leaving many homeowners unprotected and financially vulnerable in rural areas like Butte County.
Severe storm fallout could destabilize the intersection of mortgage and insuranceThe home insurance marketplace is under significant pressure from extreme weather events, affecting costs for carriers, consumers, and the mortgage industry.
9 mistakes that could be invalidating your home insurance - and cost up to 30kProper home insurance coverage is crucial to safeguard against future financial burdens, especially during a cost-of-living crisis.
Home Insurance Is Clobbering Consumers. Yet It's Barely Counted as Inflation.Jumping home insurance rates are forcing homeowners to sell, affecting coastal areas like Florida severely.
Homeowners in this state feeling the pain of skyrocketing insurance premiumsHome insurance prices are rising, with significant impacts on homeowners' affordability, particularly in states like Florida and Texas.
Home Insurance Is Clobbering Consumers. Yet It's Barely Counted as Inflation.Jumping home insurance rates are forcing homeowners to sell, affecting coastal areas like Florida severely.
Homeowners in this state feeling the pain of skyrocketing insurance premiumsHome insurance prices are rising, with significant impacts on homeowners' affordability, particularly in states like Florida and Texas.
'A Home Insurance Drone Spied on My House-Then My Premium Was Hiked': Could Your Policy Be at Risk, Too?Aerial surveillance tools like satellite images and drones are increasingly used by insurers to assess home conditions, often leading to policy disputes.
Baby boomer retirements squeezed by rising home insurance costsRising home insurance prices impose significant financial strain on U.S. retirees, affecting their retirement budgets amid other increasing living costs.
Home insurance at $10,000 a year shows California buyers' painChallenges in securing and affording home insurance exacerbate California's already difficult housing market.
Column: Unaffordable homeowner's insurance is leaving Californians exposed to the elementsMany Californians face challenges in obtaining home insurance due to living in fire-prone areas, leading to options like going 'naked' or relying on costly FAIR Plans.
Home insurance at $10,000 a year shows California buyers' painChallenges in securing and affording home insurance exacerbate California's already difficult housing market.
Column: Unaffordable homeowner's insurance is leaving Californians exposed to the elementsMany Californians face challenges in obtaining home insurance due to living in fire-prone areas, leading to options like going 'naked' or relying on costly FAIR Plans.
How can buyers score a victory when old home features electrical, insurance woesInsurance providers may not cover homes with active knob & tube wiring unless they are replaced within a specified time frame after closing.Upgrading electrical panels and wiring is crucial to obtaining hazard insurance for older homes.
New poll: Big support among California voters for climate bond, Adam SchiffCalifornia voters strongly support $10 billion climate change measure.
Soaring insurance rates send more people shopping for dealsInsurance premiums have surged, prompting policyholders to shop around for better deals, despite their usual loyalty to one carrier.