"Montana homeowners face mid-range insurance premiums compared with the rest of the U.S. While not as high as in Gulf Coast states, costs in Montana are somewhat elevated compared to nearby states with lower climate risk. New data from the U.S. Census Bureau and the Realtor.com® 2025 Climate Risk Report highlight how Montana fits into the national picture."
"According to newly released American Community Survey (ACS) data from the U.S. Census Bureau, Montana homeowners with a mortgage typically pay $1,500-$1,999 annually for homeowners insurance, while those without a mortgage average $1,000-$1,499. Overall statewide costs fall into the $1,000-$1,499 range. Montana has 321,733 insured homeowner households in total-173,999 with a mortgage and 147,734 without. Among mortgaged owners, 14,357 pay less than $100 annually and 14,131 pay $4,000 or more."
Montana homeowners typically face mid-range homeowners insurance premiums nationally, with overall statewide costs falling in the $1,000–$1,499 range. Homeowners with a mortgage most commonly pay $1,500–$1,999 annually, while owners without a mortgage most commonly pay $1,000–$1,499. The state contains 321,733 insured homeowner households: 173,999 with a mortgage and 147,734 without. Payment distributions show extremes: among mortgaged owners 14,357 pay less than $100 and 14,131 pay $4,000 or more; among owners without a mortgage 33,557 pay less than $100 and 11,020 pay $4,000 or more. Montana's costs are higher than nearby Idaho and lower than Gulf Coast states. Data sources include the U.S. Census ACS and the Realtor.com 2025 Climate Risk Report.
Read at SFGATE
Unable to calculate read time
Collection
[
|
...
]