It's patently absurd that Apple isn't smart enough to make their own AI, yet is somehow capable of ensuring that OpenAI will protect your security & privacy. Apple has no clue what's actually going on once they hand your data over to OpenAI. They're selling you down the river.
I don't think most people understand just how quickly machine intelligence is advancing. If there's some digital super-intelligence, and its optimization or utility function is something that's detrimental to humanity, then it would have a very bad effect.
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