E-commerce in Pakistan currently sits at about 1.5% of total retail but has grown 50% in the last year, illustrating a significant growth potential.
Khan emphasized the importance of controlling funds flow: "If we are giving the credit, we're doing the deliveries on our own, and then we're collecting the cash directly from the consumer."
PostEx has kept its non-performing loans below 0.03% since inception by offering credit only tied to its logistics, ensuring a lower risk profile.
Collection
[
|
...
]