My wife wants to buy a $3 million vacation home but I'm nervous - should I be?
Briefly

The couple is divided on the decision to invest $3 million in a vacation home, weighing the benefits of a dedicated family retreat against the costs and obligations.
The author's wife envisions a beach house for family enjoyment and personal retreats, highlighting the desire for a stable vacation spot amidst their busy lives.
The author is concerned about the potential financial burden and the feeling of obligation that comes with owning a second home, preferring varied travel experiences instead.
Both sides present valid arguments: one seeks a conventional vacation haven for recurring family time, while the other prioritizes the flexibility of diverse travel opportunities.
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