Raymond Zeng lives in the San Francisco Bay Area and works as a software engineer at Meta, earning $306,500 per year. He lives minimally and saves aggressively to retire by age 30. He avoids spending on material possessions and instead prioritizes travel, hobbies, and investing. He uses credit-card points and perks to help fund trips around the world. His approach centers on budgeting, spending, and investing in a high-cost region while maintaining a strong savings rate toward early retirement goals.
"Raymond Zeng lives in the San Francisco Bay Area and works as a software engineer at Meta, earning $306,500 a year. Despite his high salary, he lives minimally, saving aggressively with the goal of retiring by age 30. Instead of spending on material things, Zeng prioritizes travel, hobbies, and investing, using credit-card points and perks to help fund trips around the world."
"He lives minimally and saves aggressively with the goal of retiring by age 30. Instead of spending on material things, Zeng prioritizes travel, hobbies, and investing. He uses credit-card points and perks to help fund trips around the world."
Read at Business Insider
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