The cost of living in Oakland, CA, is 18% lower than in San Francisco, reflecting significant differences in housing, transportation, and lifestyle expenses.
Utilities in Oakland are 2% less expensive than in San Francisco, primarily due to the latter's older infrastructure and higher urban maintenance costs.
Groceries in Oakland are 5% less expensive than in San Francisco, largely due to San Francisco's high demand for specialty and imported goods.
Transportation costs in Oakland are 2% less than in San Francisco because of its mix of affordable transportation options compared to San Francisco's extensive network.
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