A California court ruling mandates that the state's FAIR Plan, the home insurer of last resort, pay for wildfire smoke damage claims. The Los Angeles Superior Court determined that the FAIR Plan violated state law concerning the treatment of such claims. Following this judgment, the FAIR Plan announced compliance with California laws regarding damage claims. The California Department of Insurance is actively investigating the FAIR Plan's practices to ensure fair processing of claims, emphasizing consumer protection and support for wildfire victims as a top priority.
"The ruling from Los Angeles Superior Court said the FAIR Plan violated state law in how it treats all smoke damage claims… the unlawful language made it difficult to assess a common complaint.”
"California Department of Insurance spokesman Michael Soller stated that full and fair payment of wildfire claims to consumers is a top priority, emphasizing their commitment to investigate the FAIR Plan's handling of smoke damage claims."
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