Building and operating European-style social housing projects in San Francisco could be financially sustainable; however, construction depends on low-interest loans that are difficult to secure.
Social housing in San Francisco aims to create more middle-income and family units, filling the gaps in the current affordable housing portfolio that nonprofits cannot finance.
The establishment of a public bank could help offer low-interest loans, but is likely years away, making the initiation of social housing projects challenging.
Social housing would provide a wider range of incomes and avoid segregating low-income households, contributing positively to community integration and cohesion within the city.
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