We're 43, have $3.5 million saved, and still fly economy - how much do we need before calling it quits?

"Even with all this money in the bank and still earning hundreds of thousands of dollars per year working, there is still a feeling of not having enough."

"This Redditor and his family are earning around $337,000 annually after taxes, which allows them to save approximately $150,000 per year between 401(k) plans and retirement savings."

"However, their annual spend of around $185,000 is what's keeping this 43-year-old Redditor up at night."

"Knowing their average annual spend and with two kids still in college, the goal is to have at least $4.5 million by the time they retire."

Wealth accumulation often brings anxiety over spending, as illustrated by a Redditor in the ChubbyFIRE community. Despite a net worth of $3.5 million and an impressive annual income of $337,000, they still choose to fly economy and experience concerns about their financial future. With annual spending around $185,000, the Redditor frequently finds themselves questioning their financial stability while aiming for a retirement goal of $4.5 million to fund their children's college education and ensure a comfortable lifestyle.

Read at 24/7 Wall St.