After retiring early at 55, a couple planned to travel across the US and Canada, but unforeseen expenses and dwindling savings forced them to abandon those dreams. Despite working extra jobs to supplement their income, including substitute teaching and building projects, the couple's financial situation deteriorated faster than expected. Past losses, multiple appliance failures and a family emergency have substantially cut into their savings, leading to a reassessment of their retirement plans and dreams of travel.
Our income and savings aren't going as far as we expected.
We've already spent half of what we'd saved in this past year alone.
I take substitute-teaching jobs at local schools and writing gigs.
In the coming year, I expected us to do more of the same.
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