Should I invest all my retirement savings in US treasuries for guaranteed returns over the next 15 years?

"If you are someone who doesn't love the ups and downs of the stock market, there is a definite question about how else you can diversify."

"The big red flag around this strategy is around inflation and how much inflation is happening year after year."

"Looking at a scenario where they can buy a US treasury at 4.75% interest that matures in 2041 at face value is appealing."

"The question surrounds why people hesitate to invest in something like this that promises a guaranteed return for the next 15 years."

For individuals unsure about stock market investments, U.S. treasuries present a less volatile option. One Redditor contemplates investing in a 15-year treasury yielding 4.75% but questions why others hesitate to embrace this seemingly low-risk strategy. Though appealing, the concern lies in inflation potentially eroding returns over time, which could impact retirement strategies like FIRE (financial independence, retire early). The pursuit of lower-risk alternatives is gaining traction, signaling that many seek safer avenues for diversifying their investments beyond conventional stocks.

Read at 24/7 Wall St.