A Reddit user with $3 million saved for retirement is struggling with money anxiety, stemming from a strict upbringing in an immigrant household. His father's frugality created a fear of losing financial security, leading him to avoid spending even on necessary items like a new car. While his financial position is strong, he feels uncomfortable indulging due to concerns about his job and past experiences. Seeking help from a therapist and a financial advisor is suggested to help him create a more comfortable financial plan and enjoy his wealth.
His upbringing in a strict immigrant household, coupled with a fear of losing his job, leads to a reluctance to spend money despite having a substantial nest egg.
Despite having $3 million saved by age 43, the Redditor's fears about money stem from a need to feel secure, which is influenced by a cautious upbringing.
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