'Can I bump up my PRSI contributions and retire to Spain when I'm 60?'
Briefly

To qualify for the contributory state pension, 520 full-rate paid PRSI contributions are needed. Voluntary PRSI contributions allow individuals to maintain or improve their pension when not covered by compulsory contributions. After reaching 520 contributions, individuals can continue building their record through voluntary payments even when living abroad. Time spent caring for children may entitle individuals to credited social insurance contributions. While working part-time in Spain won't accrue Irish PRSI contributions, contributions made in Spain can be combined with the Irish record for pensions but will only count towards a separate Spanish pension.
To qualify for the contributory state pension, you generally need at least 520 full-rate paid PRSI contributions, equivalent to 10 years' worth of paid work.
One way to make up for any shortfall is to apply for voluntary PRSI contributions to maintain or improve pension entitlements when no longer covered by compulsory PRSI.
If you've already paid at least 520 full-rate PRSI contributions, you can continue to build your record by paying a flat yearly amount, even while living abroad.
Working part-time in Spain won't earn you Irish PRSI contributions, but time worked in Spain and social insurance paid there can be combined with your Irish record.
Read at Irish Independent
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