Policy reform is urgent as small businesses represent 99% of U.S. businesses, and their ability to offer affordable health benefits directly influences workers' access to healthcare.
Two out of three small-business owners want the incoming administration to address healthcare costs, indicating how vital the issue is for sustaining employee health benefits.
HRAs, including ICHRAs and QSERAs, are designed to provide small businesses an opportunity to contribute toward employees' healthcare, yet existing systems reveal significant flaws.
Offering healthcare coverage is essential for small businesses to attract and retain talent, underscoring its importance for their operational success in a competitive market.
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