"We just had never actually sat down, put our heads together, put our credit cards together and figured out how much we owed overall until earlier this year."
"I think it's probably very rare that you would find people in the US who have no debt, because the other thing is if you have no debt, your credit score suffers."
"Realistically, it'll probably be more like six (years). And that again is optimistic if we manage to stay on this train, which, I think we will."
Rosemary and her husband Brandin discovered their overall debt after reviewing their household accounts, which was a shocking realization. Many Americans carry debt, and having no debt can negatively impact credit scores. Rosemary, an Irishwoman, faces challenges in managing debt in the U.S., where accruing it is easy. She estimates it may take around six years to tackle their debt, expressing optimism about their commitment to the process.
Read at Irish Independent
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