8 Best Places to Retire in Georgia for Lower Cost of Living, Affordable Housing, and Tax Perks

"Home to big cities, small towns, mountains, beaches, and more, the Peach State offers something for a wide range of lifestyles and budgets."

"According to AARP, Georgia has many attractive incentives for retirees, including relatively affordable housing, a mild climate, and convenient travel connections, with a caveat regarding the state's low ranking in health care systems."

"Georgia does not tax Social Security benefits, though income from annuities, pensions, dividends, and capital gains is taxable. However, the state allows individuals over the age of 62 to exclude significant amounts of taxable income, and the deduction increases at age 65. The state has no inheritance or estate taxes."

Georgia provides varied living environments including cities, small towns, mountains, and beaches that suit many lifestyles and budgets. The state features relatively affordable housing, a mild climate, and convenient travel connections. Social Security benefits are not taxed, while income from annuities, pensions, dividends, and capital gains is taxable. Residents aged 62 and older can exclude significant amounts of taxable income, with larger deductions at age 65. Georgia levies no inheritance or estate taxes. The state's health-care systems rank relatively low, which may influence retirees who require strong medical services. Many local communities present appealing retirement options.

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