The New York Department of Financial Services proposed a rule requiring health insurance providers to collect data on race, ethnicity, gender, sexuality, and language, aiming to address disparities in healthcare access.
DFS superintendent Adrienne Harris pointed out that current efforts to tackle inequities in the commercial health sector were 'not systemic, not robust,' advocating for better data collection to improve resource allocation.
While concerns about potential discrimination from data collection are valid, Harris highlighted that the benefits, including targeting support services and addressing barriers to access, outweigh the risks.
The proposed regulations will restrict insurers from using protected characteristics for rate setting or for marketing purposes, promoting fair practices while encouraging demographic insights for healthcare equity.
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