We're in our mid-40s, earn $1.2 million a year, and are thinking about having kids-is it too late?

The Redditor, 32, and his wife, 29, are currently on a fatFIRE trajectory and do want children, just not yet. They cite infertility as a significant concern, which may lead them towards adoption.

Commenters on the Reddit thread pointed out flaws in the couple's thinking, highlighting the significant implications of waiting too long to start a family and suggested that there are rare agreements on such topics within Reddit.

Read at 24/7 Wall St.