Homeowners in the U.S. are increasingly confronted with financial pressures due to climate change, particularly regarding insurance. New government data reveals that premiums have surged, especially in high-risk areas, with those in the most vulnerable zip codes facing 82% higher costs than those in safer regions. This trend is exacerbated by insurers withdrawing from states like Florida and California as they cope with the rising costs associated with climate disasters. The report highlights the urgent need for action on climate change and emphasizes the economic consequences of inaction, correlating it directly with unmanageable insurance rates and availability.
Homeowners in the U.S. are facing heightened insurance premiums and unavailability due to the escalating climate crisis, particularly in the most disaster-prone areas.
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