Baker advises that when faced with a suspicious communication, especially from someone claiming to represent institutions, it’s crucial to trust your instincts and take a step back to assess the situation before acting.
"Most everyone I speak to said, 'Yeah, I didn't really feel like I should be doing it, but I did it because they had all this other information on me.' Bad actors leverage personal information to build trust and manipulate individuals into actions that could lead to financial loss."
"The best medicine there is to hang up the phone, look on the back of your credit card, your bank card, or wherever they're pretending to be from, and call them directly." This emphasizes the importance of verifying contact details to avoid falling victim to scams.
Baker suggests that if you feel pressured to act, ask yourself, 'If I do what they want me to do, am I willing to suffer a complete loss or all the damages?' If the answer is 'No,' it's best to terminate that communication.
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